What is Final Expense Insurance?

Final Expense Insurance is a whole life insurance policy meant to cover funeral expenses or other expenses associated with the death of a loved one. These policies typically have payouts between $5,000 - $25,000 and don't usually go higher than that.


Having a Final Expense Insurance policy in place can remove a lot of the burden on your family upon your death. Funeral expenses are rising extremely fast, and policies themselves can be quite affordable. 


Do I Need Final Expense Insurance?

If you do not already have a policy in place, or specific funds set aside to cover the expenses associated with your death, you probably should consider getting a Final Expense policy.


In cases of accidental death, there is a large chance that your family's savings could be completely wiped out by an unexpected funeral. Funerals can lead families into debt, and having a safety net will remove that burden.


If you're looking to relieve the amount of stress on your family, looking for a Final Expense Insurance policy is a great way to do it.

Average Funeral Expenses

The National Funeral Directors Association reported that the average cost of a funeral is $7,045. In most cases, a basic funeral service will include a memorial, a death certificate for the deceased, and housing the remains.


In addition to those previously mentioned costs, there are other charges.


These expenses include such things as transportation services, preparation and embalming, use of the funeral home, the purchase of a casket and headstone, a burial plot, grave site, the burial service or alternatively, cremation.


There may also be additional costs, such as flowers and the printing of memorial cards.


Why Use Our Services?

Most agencies are licensed with only one or two insurance companies. All agents are limited to the companies they are licensed with.


Rates for the same coverage can vary greatly from company to company. Medical conditions, such as heart disease or diabetes, can be a huge factor in the rate being quoted.


For example, some companies may not be "diabetic friendly" while others are, as long as medication keeps it under control.


The same goes for heart disease or cancer issues. The bottom line is: it is wise to shop for insurance based upon your particular needs.

What makes LEGACY ESTATE SERVICES LLC so outstanding;

We are licensed with many Final Expense companies. Therefore, we have a database that allows us to search more than 80 different insurance companies for the best possible rates for our clients. It is not unusual to save our clients as much as 25% to 30% on rate quotes from other agencies!  

What we need in order to give an accurate Quote:

  • Age

  • Gender

  • Answers to relevant medical questions 

  • A list of medications and dosage if applicable


Quotes are normally available in 10 minutes or less!

We can also provide Guaranteed Issue Products with no

medical questions asked. (as seen on TV)


For a No Obligation Quote:

Call Toll Free: 855-209-3784

Administrative: nancy@legacyestateservices-llc.com


email: melissa@legacyestateservices-llc.com

email: gary@legacyestateservices-llc.com

Click on "Make an Appointment" at bottom of page